Category Archives: Lifestyle

All You Need To Know About Money Management

Hello everyone! Today let’s talk about ‘Money Management’. We all agree that money is one of significant factors of life. Without money, life is crucial and thus everyone must understand why is managing money necessary. Let’s discuss on this topic in detail.

 

What is Money Management?

According to Wikipedia, Money management is the process of managing money which includes expense tracking, investment, budgeting, banking and taxes. In simple terms we can say that keeping an eye on financial condition and taking wise decisions in order to maintain both financial stability and growth is Money Management.

 

Why is Money Management important?

A year ago, did you know that exactly today on this time you will read this article about money management? No, you didn’t. It’s simple, no one can predict future but everyone can prepare for worst condition. Emergency can knock door at any hour and we cannot take risk of being unprepared. This is why you should consider managing money from beginning itself.

 

Money Management Tricks and Tips

Find out few tricks and tips for managing money. I will mention my personal favourite 5 tricks. These tricks will be helpful to you for sure.

1. Use Cash wherever possible 

This technique is most helpful when talking about money management. Every time while paying, pay in cash. When you pay in cash, you feel getting money reduced because it gets reduced directly straight from your pocket. But when you use debit card or credit card, you tend to spend more as money is reduced from your bank account and not from your pocket.

2. Track Earnings and Expenses

Every night before you go to sleep, calculate your today’s expenses. When you track your expenses, it becomes easy to find where actually money goes. This makes you conservative and thus you invest money only in necessary things. When you don’t buy unnecessary things you actually save your money. Saving money is indirect form of earning money.

3. Divide Money into Small Amounts

Never stack money. Dividing it in smaller amounts is always beneficial. For example, you can divide it into categories like Savings, Bills, Food, Emergency etc. Dividing money and then keeping each amount in different places is safe too. If someone robs you, you definitely are not going to lose all your earned money! Stacking money is risky, I repeat ‘Risky’!

4. Invest Money in Valuable Things

Most people don’t invest which is obviously a bad idea. Imagine there’s a medical emergency and you have become bankrupt because of increasing expenses. Every minute is precious and now you are getting tensed after each passing minute. Suddenly you remember about Gold Coin you bought last year. Without wasting time you search for gold coin and sell it. Now you have enough money to bear hospital expenses. Buying such valuables whose prices are increasing can save you from a big disaster.

5. Shop at Right Time

Talking about online shopping, if you wait for right time, you will no doubt save some bucks. Use promo codes while shopping and wait for best deals. For big occasions like New Year, Diwali etc. one can find 60% off on expensive electronics. This is the best time for shopping. Also don’t be quick buyer when a new product is launched. Wait for at least a month and then buy it because price decreases as the product gets old. So next time be patient!

 

If you are a student looking for some cash then follow this link and find great ideas to earn some bucks in your spare time. Please give these tips and tricks one try and let me know how they worked for you. Also don’t forget to share your tips and tricks on Money Management in comment section. Have a great day ahead!

 

Say “Goodbye” To Insomnia With These Simple Tips!

What is Insomnia?

Insomnia, which is can be understood simply as sleeplessness, is a common sleep disorder. If you suffer from insomnia, you will find it very difficult to fall asleep, no matter it is daytime or nighttime. It is reported that insomnia is divided into three types: transient, acute, and chronic. It can last for a few days or weeks, or even a long time.

Everyone needs to sleep 8 hours of sleep a night or at least 7 hours. If you are suffering from insomnia, you will not sleep enough. That affects your life badly. You will have poor performance at daytime, terrible headaches, depression and other uncomfortable symptoms.

 

What causes Insomnia?

Insomnia are associated with a lot of reasons and everyone could risk it. One of the most common causes is the intake of certain substance including alcohol, caffeine or nicotine. If you are having psychotic disorders such as anxiety, you can suffer insomnia too. The stressful environment in the modern life is also the cause of this disturbing condition. It can be a negative side effect of some medications such as corticosteroids.

Thankfully, we can handle this annoying condition with the help of some simple and easy home remedies.

 

Top home remedies for Insomnia:

I believe that you need to know the top home remedies for Insomnia below.

1.   Chamomile Tea

Chamomile Tea - Insomnia Tips

If you are struggling to fall asleep at night, just try drinking a cup of warm chamomile tea. Through the history, chamomile tea has been considered as an effective sleeping aid. Many studies have shown that there is apigenin in chamomile. This compound has the same effects as sedative so that it makes you fall asleep easier. In addition, chamomile can ease your muscles. The smell and taste of chamomile tea is refreshing also. It is up to you to choose to use fresh or dried chamomile flowers. I will prefer the fresh chamomile flowers. If you like sweetness, sweeten it with some honey or milk. If you want a dynamic flavor, season your cup of chamomile tea with cinnamon or lemon juice. In addition to treating insomnia, chamomile tea is also one of the most natural remedies for sleep apnea.

 

2.   Lavender Essential Oil          

           Lavender Essential Oil - Insomnia Tips

Lavender essential oil is one of the most famous essential oil due to its amazing scent and brilliant impact on human’s health. The scent plays a vital role in treating sleeping conditions. That is called aromatherapy. You can use lavender oil directly by rubbing a drop of lavender oil between your palms then inhale the aroma, or placing a few drops of lavender oil onto your pillow. Another option for you is putting this calming and refreshing oil in a diffuser placing in your bedroom. You will get an instant relief. Your nervous system will be calmed down. Therefore, you will find it easy to fall sleep.

 

3.   Magnesium

Magnesium - Insomnia Tips

If you have tense muscles and stress, it is hard for you to sleep. To release your muscles and make your mood better, magnesium is the excellent choice. Magnesium is the effective substance in balancing your nervous system and calming you down. As a result, you will drift off to sleep easily. Try to change your daily diets in order to absorb a magnificent amount of magnesium. Otherwise, you can rely on the help of magnesium supplement. Remember to ask the doctor if your doses are reasonable. Another choice for you is having a magnesium bath because you can absorb this mineral through your skin. 1 cup of magnesium flakes is the suitable amount for a time of taking magnesium bath.

 

4.  A Cup Of Warm Milk 

Milk - Insomnia Tips

Everything which is warm brings the relaxing feeling for both physical and mental health and so does warm milk. Milk contains amino acid tryptophan which promotes your sleep. Even though there are still debates whether amino acid tryptophan in milk does have effect on sleeping problem or not, many people find it very comfortable and relaxing to drink a cup of warm milk before they go to bed. That comfortable and relaxing feeling really affects on your nervous system. As a result, you will find it easier to fall asleep. You can put a little bit of cinnamon powder into your milk so that your cup of warm milk will be more attractive. Enjoy your tasty milk, stay away from technology, read your favorite books or listen to some trendy songs. You will soon find the comfort then fall asleep easier.

 

5.   Massage

Massage - Insomia Tips

Last but not least, massage therapy belongs to the top home remedies for insomnia. This kind of therapy is very famous for its effective results on treating pain and depression. Therefore, you can use this treatment to improve your sleep quality in order to get rid of insomnia. You can choose to go for professional massage or you can do it yourself. It is more convenient to have a massage by your friend.  You can use your favourite essential oil to massage such as lavender or lemongrass essential oil.

Let’s take a look at this article and give it some try. Tell us in the comments about your experience with these insomnia remedies.

 

 

 

Green Tea In The Light Of Scientific Facts!

You must be aware of the fact that Green Tea is considered the healthiest beverage on this planet Earth. But have you ever wondered why? Because it is enriched with nutrients and antioxidants that have strong effects on the body. It includes fat loss, improved cognitive function and a good-functioning immune system. Below are few interesting facts about Green Tea.

  • Contains Bioactive Compounds That Improve Health

One of the health benefits of green tea that it contains bioactive compounds that improve the health of a person. Bioactive compounds are basically those compounds that have effect on a living organism, cell or tissue. These compounds are responsible for promoting good health and preventing cardiovascular diseases and cancer. Green tea is enriched with these compounds. It is loaded with polyphenols like catechins and flavonoids that work as an antioxidant.

  • Compounds in Green Tea Can Improve Brain Function and Make You Smarter

One of other health benefits of green tea is that it consists of those compounds that can improve the function of your brain and make you smarter. This not only provide you a good sleep but also makes you smarter. It consists of a key active ingredient known as caffeine which is a very renowned stimulant. Though it doesn’t contain caffeine as much as coffee but it still has enough caffeine to respond without causing the jittery effects that it is known for.

  • Green Tea Increases Fat Burning and Improves Physical Performance

One of the other health benefit of green tea is that it increases the burning of fat and improves our physical performance. If you want to burn your belly fat then you have to consume it as it so as to boost up the metabolic rate and increase the burning of fat. According to one study in ten healthy men, green tea, alone, increased the expenditure of energy by 4%. According to another study, fat oxidation was shown to be increased by 17% that indicated that it increases the burning of fat. And since it is loaded with caffeine so its physical performance also gets improved by making the fatty acids mobilized and utilizing them as energy.

  • How these bioactive compounds work?

What these substances do is that they prevent the formation of free radicals in our body, which protects our molecules and cells from getting damaged. These free radicals play a vital role in all kinds of diseases and aging.

  • The most important compound in Green Tea

One of the most important compound that is found  is Epigallocatechin Gallate (EGCG) which is known for treating many diseases, and this is one of the cause behind the medicinal properties of green tea. Therefore, if you want to prevent yourself from getting sick, you have to start in taking green tea.

  • How Caffeine works?

Caffeine basically blocks an inhibitory neurotransmitter known as Adenosine which basically increases the concentration of neurotransmitters like no repine prime and dopamine, and boosts the firing of neurons.

Top 15 Motivational Quotes

Whenever you need some inspiration something to lift you up a little, you must read few Motivational Quotes to bring back your lost enthusiasm. If you are in search of Motivational Quotes, then you’ve come to the right place. Here you can read most famous inspirational quotes. Let these inspirational quotes help you envision the greatness within you!

  • “Who are you to judge the life I live? I know I am not perfect and before you start pointing finger make sure your hands are clean!” – Bob Marley

 

  • “I will choose a lazy person to do a hard job. Because a lazy person will find an easy way to do it.” – Bill Gates

 

  • “To criticize a person for their race is manifestly irrational and ridiculous, but to criticize their, that is a right that is a freedom. The freedom to criticize ideas any ideas even if they sincerely held beliefs is one of the fundamental freedoms of society a law which attempts to say you can criticize and ridicule ideas as long as they are not religious ideas is a very peculiar law indeed.” – Rowan Atkinson

 

  • “On Earning: never depend on single income, make investment to create a second source. On spending: If you buy thing you do not need, soon you will have to sell things you need. On Saving: Do not save what is left after spending, but spend what is left saving.” – Warren Buffet

 

  • “Knowledge will give you power, but character will give you respect.”– Bruce Lee
  • “If you truly love life, don’t waste time. Because time is what life is made of.” – Bruce Lee
  • “To hell with circumstances, I create opportunities.”– Bruce Lee
  • “Notice that the stiffest tree is most easily cracked, while the bamboo or willow survives by bending with the wind.”– Bruce Lee
  • “As you think, so shall you become.”– Bruce Lee

 

  • “Just keep moving forward and don’t give a shit about what anybody thinks. Do what you have to do for you.”– Johnny Depp
  • “There are four questions of value in life. What is sacred? Of what is the spirit made? What is worth living for, and what is worth dying for? The answer to each is the same. Only LOVE” – Johnny Depp

 

  • “A birthday is a time to reflect on the year gone by, but to also set your goals for the upcoming year.” – Catherine Pulsifer

 

  • “I am thankful to all those who said no. It’s because of them, I did it myself.” –Albert Einstein

 

  • “There will be haters, there will be doubters, there will be non-believers, and then there will be you proving them wrong.”  – Anonymous
  • “I succeed because I am willing to do the things you are not. I will fight against the odds. I will sacrifice. I am not shackled by fear, insecurity, or doubt. I feel those emotions drink them in and then swallow them away to the blackness of hell. I am motivated by accomplishment, not pride. Pride consumes the weak-kills their heart from within. If I fall, I will get up. If I am beaten, I will return. I will never stop getting better. I will never give up, ever.”  – Anonymous

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5 Most Uncommon Gift Ideas For Valentine’s Day 2017!

Hi everyone!

I am glad to announce that I have added a new category ( Lifestyle) to Writosophy. Well this is my first post in Lifestyle. I hope you will give the same love and support to this category too! By the way, Valentine’s Day is approaching. You are in safe zone if you have already decided what are you going to gift them. But if you haven’t, then you must decide it now. Once you are late, you are going to select any common gift. I bet you will! You will end up buying chocolates, wrist-watch, some sort of clothing , gift cards etc.

Don’t you wish to gift something which is extra-ordinary yet amazing? Something which is cost-effective yet long-lasting? Something which will make them remind of your love? If yes, then you are at right place. I have shortlisted 5 most uncommon gifts ideas you will never regret! Believe me, this gonna work. 😉

1. Sehaz Artworks Life A Journey Wood Photo Album

 

What’s special in a photo album? Well you don’t find photographs in photo album, you find memories in it. Give your valentine a chance to relive all those memories which faded with time. Let them enjoy their priceless moments and jump in the sea of nostalgia. Believe me, they will think of you while opening this photo album! 🙂

Find it here,

Amazon.in  Snapdeal   Flipkart


2. Anna Andre Paris Numero Perfume

Perfume? Yes, gift them this aromatic perfume. It’s fragrance has a unique alluring character with a warm sensual trace of Vanilla. This small bottle is full of magic and fantasy. They will use this perfume for special occasions. No doubt they are going to love this. Get ready to find yourself in their fragrant thoughts now! 😉

Find it here,

Amazon  Snapdeal  Flipkart


3. Selected Poems by Gulzar

Everyone knows Gulzar Sir, Am I right? He counts in the India’s finest film-makers and lyricists. His poetry can steal anyone’s heart! This collection contains both the original Hindi poems and their translations which is an absolute treat! If your valentine is a book lover or loves poetry, then gifting them this book will make your Valentine’s day perfect!

Find it here,

Amazon  Snapdeal  Flipkart


4. Futaba Japanese Sakura Bonsai Seeds Tree Seeds

 

Forget flowers & bouquets! They won’t last long. Gift your valentine Bonsai tree seads and bring out the Gardener inside them! Why Bonsai tree? Because Bonsai tree represents peace, balance and harmony. Once they start with plantation, they will automatically love the growing process. If you want to bloom your relation, then go for it! 😉

Find it here,

Amazon  Snapdeal  Flipkart


5. The Crazy Me A5 Diary 

 

Here comes my favourite gift! If you want to take your relationship to next level then this you should present this gift. Buy 2 diaries and present your valentine 1 diary. Now you and your valentine has to write diary everyday without missing a single day. Boring? Here comes the most interesting part. On next Valentine’s Day, exchange your diaries! This is a slow process but will surely bring you closer to them.

Find it here,

Amazon  Snapdeal  Flipkart


This was the end of my shortlisted 5 uncommon gift ideas. It’s not important how expensive gift you buy, what’s important is how your gift conveys your feelings! Gift your valentine one of these gift(s) and let me know your their reaction on these uncommon gifts. 😉